So I feel like for the last week all I’ve been thinking about is windows. Which I have to say is a rather unexciting thing to be thinking about. Is it a good or bad thing that there’s not much else on my mind?
Our windows are bad. In addition to the exterior wooden trim that the dogs have scratched up or through the process of moving the futon which once stood in front of the window completely demolished we’re starting to get mold damage. The wood of the actual windows are rotting due to the moisture change between the outside and inside in the winter time. And little tiny specs of mold on my windows with a toddler and a baby on the way do not excite me.
Plus aesthetically they’re ugly, challenging to open, and really single pane windows in Minnesota? I’m imagining the heating savings already. Plus, despite the fact that my thermostat has been set to 70 all winter I still needed to wear a fleece sweater to bed every night because it was freezing and Bear sleeps under two comforters. I’m thinking I can blame some of that on the windows. And of course the $1,500 energy tax credit ends in 2010.
So what have I done here? Well I’ve tried to come up with an open and shut case on why clearly these windows need to be replaced. But of course it always comes down to the green. And windows, well they are PRICEY. Especially because we’re looking exclusively at Andersen windows which are pretty top of the line.
I’m 100% set on getting these windows. I’ve been bothering our Andersen contact for over a year now ever since she came out to the house last summer to do some measurements for us. Originally I was thinking of just replacing the living room windows, until I went to look at all of our windows and realized they are all in various states of decay. Including the ones in Bear’s room and the soon to be nursery. Also, on Monday while on a tour of how my plants are budding I noticed that the exterior trim of my bedroom window has a hole in which the H told me yesterday is because it rotted through. So then I’m thinking lets just replace the whole thing and get it over with right? Collect the full $1,500 credit and have it done with.
So when I emailed my contact to requote me for all windows she came back with $7,433. Which may seem a lot to you lay people who don’t have houses or concepts of how the hell much windows cost. But I’ve been seeing numbers like this for awhile now so I’m not as phased by it. The H who has been totally uninvolved with my research was definitely a little bit like “whoa”. But I being a mastermind of justifying things say after the tax credit its really $5,933 and since we’re having a baby we’re probably going to get a sizable tax return (normally we get around $2-3K) plus the H’s yearly bonus (around $2K) assuming all of this happens after that its like the windows are paid for! We just have to make monthly payments for the next 9 months until all of our returns come in. (We file end of January/Early Feb so we usually have our money back by mid to late Feb and you don’t start paying until after the windows are installed which would be this summer).
PLUS, Minnesota offers low interest loans precisely for people who want to make home improvements! So through MNCEE we could hopefully get a loan at 5.99% until we got our tax returns. And let me tell you, that’s not a bad deal at all. Only thing better would be if we happened to get one of those 0% interest credit card offers where they send you a little check trying to lure you into a balance transfer. If Citi or Bank of America offered that this summer we’d be there.
So yeah, I’ve got windows on my mind.